car insurance accident - Many peoples do not care about the vehicle claims procedure. Consequently, when an accident insurance policy many of the owners who are confused because his claim was impressed dipersusah insurers. "And clearly written in the annex which was distributed to policyholders, there is a clause that says, after a vehicle accident, the maximum must be reported within 5 working days. More than that yes it should be difficult for a response, "said Ben Chondro, Senior Manager Claims Division ABDA.
car insurance accident - IMPORTANT Report
So after an accident report immediately. Can menguhubingi call center, website or any of the employees of the insurance is concerned. After that, the vehicle does not have to immediately put the insurance partner workshop. Rather be a month to a year maximum use again considering the vehicle will still be used for daily operations. After that deadline must enter the garage.
What if when the vehicle was then hit by a worn or nudged back? "There is no problem, and there is no limit on how many times back in an accident, which is important to report to the insurance question. So again got the registration number again, "said Ben.
car insurance accident - And what about the ignorance of policyholders whose vehicles were reported after 5 days? Binarno, Senior Manager ABDA insurers raised their hands. "It is beyond our control. Usually we forward the issue to the boss. Then for various reasons that a good relationship with the leasing, loyalty and reliability, the claim was accepted. And, it beginian special case, "said Binarno.
car insurance accident - Then how when hard contact the call center, as has been experienced by a policyholder, Ben replied there are other ways such as insurance workers have had contact through the website referred to or reported. Admittedly Ben, did a few days ago the insurance call center ABDA never experienced a problem with the network. "In fact, we have opened a line to claim 15, including the line customer service, operator until estimator. For that, we apologize, "added Ben.
car insurance accident - It is recognized by both Ben and Binarno that when someone takes the vehicle through a lease, lack sufficient explanation about insurance. Usually half the prospective buyers of vehicles forced to wear a particular insurance, or were given 2 options with each facility. On the other hand, despite a clause attachment about rights and obligations, policyholders rarely read them in detail.
When in fact complete and clearly written printed concerning the rights and obligations, anything insurers are covered in case of accident. But we realize, this insurance does not matter considered in the wider community. Even then imprinted on the head, if it entered the insurance and pay the premiums, the entire loss involving damage to a vehicle is the responsibility of the insurance company.
car insurance accident - "Actually not true. Because if you talk all risk (covered all losses), the term is now gone. That there is TLO (aka Total Loss Only) and Comprehensive. If the TLO's take damage over 75 percent of the selling price of the vehicle will get a replacement after officers surveyed and calculated estimator. Comprehensive parts that replace vehicles damaged by accident, "said Iwan Pranoto Laurintius, Marketing Communications and PR Head Garda Oto insurance.
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Tuesday, January 22, 2013
Insurance Claim Procedure, Immediate Report When Accidents
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